# Editorial ### [Settlement failures: more common and more costly](/content/insights/editorial/settlement-failures-more-common-and-more-costly/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [The year of the election – unpredictable events need vigilance at banks](/content/insights/editorial/the-year-of-the-election-unpredictable-events-need-vigilance-at-banks/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Night at the FX Desk: A Relic that belongs in the Museum](/content/insights/editorial/night-at-the-fx-desk-a-relic-that-belongs-in-the-museum/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Baton Systems: BoE’s ambitious wholesale payments plan puts RTGS at “beating heart” of UK financial system](/content/insights/editorial/baton-systems-boes-ambitious-wholesale-payments-plan-puts-rtgs-at-beating-heart-of-uk-financial-system/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Citi and JP Morgan vie to extend collateral optimisation to CCPs](/content/insights/editorial/citi-and-jp-morgan-vie-to-extend-collateral-optimisation-to-ccps/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Payment risk: facing the regulators with confidence](/content/insights/editorial/payment-risk-facing-the-regulators-with-confidence/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Testing, Testing, 1, 2, 3 – Exploring How AI Accelerates Testing in the Development and Deployment of FinTech Solutions](/content/insights/editorial/testing-testing-1-2-3-exploring-how-ai-accelerates-testing-in-the-development-and-deployment-of-fintech-solutions/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [T+1 deadline brings market misalignment into focus](/content/insights/editorial/t1-deadline-brings-market-misalignment-into-focus/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [JP Morgan Deploys Baton Systems for Collateral](/content/insights/editorial/jp-morgan-deploys-baton-systems-for-collateral/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html) ### [Video: The Full FX Unfiltered – With Baton Systems](/content/insights/editorial/the-full-fx-unfiltered-with-baton-systems-2/index.html) …… --- by [Baton Systems](/content/author/baton-systems/index.html)